logo
倫敦 icon
icon 倫敦 icon
新聞與資訊
Great investment opportunity for UK home buyers
二月 29, 2024
Great investment opportunity for UK home buyers 倫敦
By   Internet
  • 城市報
  • UK Property
  • UK Property Market
  • Mortgage Rates
Abstract: Recent data shows that landlords in the UK may rejoice as mortgage rates for buy-to-let products have dropped to the lowest levels in two years.

According to Moneyfacts data analysis, average two-year and five-year fixed-rate buy-to-let mortgages have fallen to their lowest levels since September 2022. This trend indicates that mortgage rates have started to decline, potentially easing the burden on homeowners.


Ashley Weber, an economist at Capital Economics, stated that there are signs of recovery in the property market and even in the broader economy. This news is a positive signal for the entire industry. Additionally, the UK government's recent proposal of a 99% mortgage guarantee scheme is expected to help lower the entry barrier for first-time homebuyers, which will be a significant topic in future elections.


Great investment opportunity for UK home buyers

Internet


The core of this policy is that banks or lenders will cover 99% of the property's sale price, with buyers only needing to pay 1% as a down payment. While this measure may help young people achieve their dream of homeownership, experts also warn that it may only be a short-term solution and may not fundamentally address the housing shortage in the UK, and could even push up house prices again.


Authoritative institutions predict that mortgage rates will further decrease in the future, but house prices may continue to rise. Buying off-plan properties can lead to savings without putting too much pressure on family life. Real estate investment typically has appreciation potential, making it more attractive than bank deposits; rental income can also provide investors with stable cash flow, especially as an additional source of income amid increasing inflation.


By purchasing property through a mortgage, investors can leverage the maximum return on investment through the use of leverage while diversifying asset allocation to reduce overall investment risk. Overall, the current trend in the UK property market presents a good opportunity for investors, especially with the backdrop of declining mortgage rates in the coming years, offering buyers the chance to achieve investment returns and secure stable cash flow.

留言
icon
請輸入您的國籍
+87
不能為空
電子郵件地址無效 電子郵件地址未驗證!
icon
歡迎訪問 House.com
登錄或註冊以充分利用您的體驗。這也將增加您與經紀人交流的機會。
請輸入有效的電子郵件地址。
繼續使用 Google
提交即表示我接受House.com的   使用條款
icon icon
驗證您的電子郵件
你好 我們剛剛將驗證碼發送到您的電子郵件中。 請檢查並在此處輸入驗證碼以繼續登入。
驗證碼錯誤
沒有收到電子郵件? 請檢查您的垃圾郵件資料夾
icon
banner
Great investment opportunity for UK home buyers
icon 複製鏈接
icon WhatsApp
icon Facebook
icon Twitter